Regionwise Priority Sector Advances in India
Najmi Shabbir

In this paper we look at the geographical distribution of PSA (Priority Sector Advances). After nationalisation of the Banks directed lending to certain sectors, such as, Agriculture, Small Scale Industries and weaker section and others, collectively known as Priority Sector was emphasized. Under this Sectoral and Sub-sectoral targets have been laid down from time to time, with the aim of upliftment of these sectors and to bring about a balanced development of the country. PSA was not uniformly distributed. In some parts of the country the advances to priority sector is above the required level, while in some other parts of the Country, it is less than the required level. For this purpose we make a regional analysis. In the regional analysis the Country has been divided into six regions namely Northern region, North Eastern region, Eastern region, Central region, Southern region, where we look at PSA in all regions, this has been done for four points of time namely 1996-97, 2000-01, 2006-07 and 2011-12. Thus how the performance of the regions has been changing has also been revealed.

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